HELOC Interest Calculator

Today's Home Equity Rates

HELOC Interest Calculator is an useful tool to estimate the total interest payment costs for a home equity line of credit. Since most HELOC has a variable rate, it can only estimate the costs based on the adjustable rates.

HELOC Interest Cost Calculator

HELOC Balance
Interest Rate
Interest Only Period
years
Repayment Period
years
First Payment Date
Amortization Schedule
Show By Month Year

The total interest payment for this HELOC loan is about $84,766.83.

HELOC Loan Calculator

HELOC Balance:
$150,000.00
Monthly Payment:
$918.13 for 60 payments
$2,994.66 for 60 payments
Interest Only Terms:
5 years
Total Terms:
10 years
Total # Of Payments:
120
Start Date:
Dec, 2023
Payoff Date:
Nov, 2033
Total Interest Paid:
$84,766.83
Total Payment:
$234,767.10

HELOC Amortization Schedule

Payment Date Payment # Interest Paid Principal Paid Total Payment Remaining Balance
Dec, 2023 1 $918.13 $0.00 $918.13 $150,000.00
Jan, 2024 2 $918.13 $0.00 $918.13 $150,000.00
Feb, 2024 3 $918.13 $0.00 $918.13 $150,000.00
Mar, 2024 4 $918.13 $0.00 $918.13 $150,000.00
Apr, 2024 5 $918.13 $0.00 $918.13 $150,000.00
May, 2024 6 $918.13 $0.00 $918.13 $150,000.00
Jun, 2024 7 $918.13 $0.00 $918.13 $150,000.00
Jul, 2024 8 $918.13 $0.00 $918.13 $150,000.00
Aug, 2024 9 $918.13 $0.00 $918.13 $150,000.00
Sep, 2024 10 $918.13 $0.00 $918.13 $150,000.00
Oct, 2024 11 $918.13 $0.00 $918.13 $150,000.00
Nov, 2024 12 $918.13 $0.00 $918.13 $150,000.00
Dec, 2024 13 $918.13 $0.00 $918.13 $150,000.00
Jan, 2025 14 $918.13 $0.00 $918.13 $150,000.00
Feb, 2025 15 $918.13 $0.00 $918.13 $150,000.00
Mar, 2025 16 $918.13 $0.00 $918.13 $150,000.00
Apr, 2025 17 $918.13 $0.00 $918.13 $150,000.00
May, 2025 18 $918.13 $0.00 $918.13 $150,000.00
Jun, 2025 19 $918.13 $0.00 $918.13 $150,000.00
Jul, 2025 20 $918.13 $0.00 $918.13 $150,000.00
Aug, 2025 21 $918.13 $0.00 $918.13 $150,000.00
Sep, 2025 22 $918.13 $0.00 $918.13 $150,000.00
Oct, 2025 23 $918.13 $0.00 $918.13 $150,000.00
Nov, 2025 24 $918.13 $0.00 $918.13 $150,000.00
Dec, 2025 25 $918.13 $0.00 $918.13 $150,000.00
Jan, 2026 26 $918.13 $0.00 $918.13 $150,000.00
Feb, 2026 27 $918.13 $0.00 $918.13 $150,000.00
Mar, 2026 28 $918.13 $0.00 $918.13 $150,000.00
Apr, 2026 29 $918.13 $0.00 $918.13 $150,000.00
May, 2026 30 $918.13 $0.00 $918.13 $150,000.00
Jun, 2026 31 $918.13 $0.00 $918.13 $150,000.00
Jul, 2026 32 $918.13 $0.00 $918.13 $150,000.00
Aug, 2026 33 $918.13 $0.00 $918.13 $150,000.00
Sep, 2026 34 $918.13 $0.00 $918.13 $150,000.00
Oct, 2026 35 $918.13 $0.00 $918.13 $150,000.00
Nov, 2026 36 $918.13 $0.00 $918.13 $150,000.00
Dec, 2026 37 $918.13 $0.00 $918.13 $150,000.00
Jan, 2027 38 $918.13 $0.00 $918.13 $150,000.00
Feb, 2027 39 $918.13 $0.00 $918.13 $150,000.00
Mar, 2027 40 $918.13 $0.00 $918.13 $150,000.00
Apr, 2027 41 $918.13 $0.00 $918.13 $150,000.00
May, 2027 42 $918.13 $0.00 $918.13 $150,000.00
Jun, 2027 43 $918.13 $0.00 $918.13 $150,000.00
Jul, 2027 44 $918.13 $0.00 $918.13 $150,000.00
Aug, 2027 45 $918.13 $0.00 $918.13 $150,000.00
Sep, 2027 46 $918.13 $0.00 $918.13 $150,000.00
Oct, 2027 47 $918.13 $0.00 $918.13 $150,000.00
Nov, 2027 48 $918.13 $0.00 $918.13 $150,000.00
Dec, 2027 49 $918.13 $0.00 $918.13 $150,000.00
Jan, 2028 50 $918.13 $0.00 $918.13 $150,000.00
Feb, 2028 51 $918.13 $0.00 $918.13 $150,000.00
Mar, 2028 52 $918.13 $0.00 $918.13 $150,000.00
Apr, 2028 53 $918.13 $0.00 $918.13 $150,000.00
May, 2028 54 $918.13 $0.00 $918.13 $150,000.00
Jun, 2028 55 $918.13 $0.00 $918.13 $150,000.00
Jul, 2028 56 $918.13 $0.00 $918.13 $150,000.00
Aug, 2028 57 $918.13 $0.00 $918.13 $150,000.00
Sep, 2028 58 $918.13 $0.00 $918.13 $150,000.00
Oct, 2028 59 $918.13 $0.00 $918.13 $150,000.00
Nov, 2028 60 $918.13 $0.00 $918.13 $150,000.00
Dec, 2028 61 $918.13 $2,076.53 $2,994.66 $147,923.47
Jan, 2029 62 $905.41 $2,089.25 $2,994.66 $145,834.22
Feb, 2029 63 $892.63 $2,102.03 $2,994.66 $143,732.19
Mar, 2029 64 $879.76 $2,114.90 $2,994.66 $141,617.29
Apr, 2029 65 $866.82 $2,127.84 $2,994.66 $139,489.45
May, 2029 66 $853.79 $2,140.87 $2,994.66 $137,348.58
Jun, 2029 67 $840.69 $2,153.97 $2,994.66 $135,194.61
Jul, 2029 68 $827.50 $2,167.16 $2,994.66 $133,027.45
Aug, 2029 69 $814.24 $2,180.42 $2,994.66 $130,847.03
Sep, 2029 70 $800.89 $2,193.77 $2,994.66 $128,653.26
Oct, 2029 71 $787.47 $2,207.19 $2,994.66 $126,446.07
Nov, 2029 72 $773.96 $2,220.70 $2,994.66 $124,225.37
Dec, 2029 73 $760.36 $2,234.30 $2,994.66 $121,991.07
Jan, 2030 74 $746.69 $2,247.97 $2,994.66 $119,743.10
Feb, 2030 75 $732.93 $2,261.73 $2,994.66 $117,481.37
Mar, 2030 76 $719.08 $2,275.58 $2,994.66 $115,205.79
Apr, 2030 77 $705.16 $2,289.50 $2,994.66 $112,916.29
May, 2030 78 $691.14 $2,303.52 $2,994.66 $110,612.77
Jun, 2030 79 $677.04 $2,317.62 $2,994.66 $108,295.15
Jul, 2030 80 $662.86 $2,331.80 $2,994.66 $105,963.35
Aug, 2030 81 $648.58 $2,346.08 $2,994.66 $103,617.27
Sep, 2030 82 $634.22 $2,360.44 $2,994.66 $101,256.83
Oct, 2030 83 $619.78 $2,374.88 $2,994.66 $98,881.95
Nov, 2030 84 $605.24 $2,389.42 $2,994.66 $96,492.53
Dec, 2030 85 $590.61 $2,404.05 $2,994.66 $94,088.48
Jan, 2031 86 $575.90 $2,418.76 $2,994.66 $91,669.72
Feb, 2031 87 $561.10 $2,433.56 $2,994.66 $89,236.16
Mar, 2031 88 $546.20 $2,448.46 $2,994.66 $86,787.70
Apr, 2031 89 $531.21 $2,463.45 $2,994.66 $84,324.25
May, 2031 90 $516.13 $2,478.53 $2,994.66 $81,845.72
Jun, 2031 91 $500.96 $2,493.70 $2,994.66 $79,352.02
Jul, 2031 92 $485.70 $2,508.96 $2,994.66 $76,843.06
Aug, 2031 93 $470.34 $2,524.32 $2,994.66 $74,318.74
Sep, 2031 94 $454.89 $2,539.77 $2,994.66 $71,778.97
Oct, 2031 95 $439.35 $2,555.31 $2,994.66 $69,223.66
Nov, 2031 96 $423.71 $2,570.95 $2,994.66 $66,652.71
Dec, 2031 97 $407.97 $2,586.69 $2,994.66 $64,066.02
Jan, 2032 98 $392.14 $2,602.52 $2,994.66 $61,463.50
Feb, 2032 99 $376.21 $2,618.45 $2,994.66 $58,845.05
Mar, 2032 100 $360.18 $2,634.48 $2,994.66 $56,210.57
Apr, 2032 101 $344.06 $2,650.60 $2,994.66 $53,559.97
May, 2032 102 $327.83 $2,666.83 $2,994.66 $50,893.14
Jun, 2032 103 $311.51 $2,683.15 $2,994.66 $48,209.99
Jul, 2032 104 $295.09 $2,699.57 $2,994.66 $45,510.42
Aug, 2032 105 $278.56 $2,716.10 $2,994.66 $42,794.32
Sep, 2032 106 $261.94 $2,732.72 $2,994.66 $40,061.60
Oct, 2032 107 $245.21 $2,749.45 $2,994.66 $37,312.15
Nov, 2032 108 $228.38 $2,766.28 $2,994.66 $34,545.87
Dec, 2032 109 $211.45 $2,783.21 $2,994.66 $31,762.66
Jan, 2033 110 $194.41 $2,800.25 $2,994.66 $28,962.41
Feb, 2033 111 $177.27 $2,817.39 $2,994.66 $26,145.02
Mar, 2033 112 $160.03 $2,834.63 $2,994.66 $23,310.39
Apr, 2033 113 $142.68 $2,851.98 $2,994.66 $20,458.41
May, 2033 114 $125.22 $2,869.44 $2,994.66 $17,588.97
Jun, 2033 115 $107.66 $2,887.00 $2,994.66 $14,701.97
Jul, 2033 116 $89.99 $2,904.67 $2,994.66 $11,797.30
Aug, 2033 117 $72.21 $2,922.45 $2,994.66 $8,874.85
Sep, 2033 118 $54.32 $2,940.34 $2,994.66 $5,934.51
Oct, 2033 119 $36.32 $2,958.34 $2,994.66 $2,976.17
Nov, 2033 120 $18.22 $2,976.44 $2,994.66 $0.00

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