15 Year HELOC Payment Calculator

Today's Home Equity Rates

15 Year HELOC Payment Calculator is a tool to calculate the monthly HELOC payment for your 15 year home equity line of credit.

15 Year HELOC Calculator

Current HELOC Balance
Interest Rate
Interest Only Period
years
Repayment Period
years
First Payment Date
Amortization Schedule
Show By Month Year

15 Year HELOC Payment

Current HELOC Balance:
$150,000.00
Monthly Payment:
$981.88 for 60 payments
$1,420.95 for 180 payments
Interest Only Terms:
5 years
Total Terms:
20 years
Total # Of Payments:
240
Start Date:
Dec, 2023
Payoff Date:
Nov, 2043
Total Interest Paid:
$164,683.68
Total Payment:
$314,683.68

15 Year HELOC Amortization Schedule

Payment Date Payment # Interest Paid Principal Paid Total Payment Remaining Balance
Dec, 2023 1 $981.88 $0.00 $981.88 $150,000.00
Jan, 2024 2 $981.88 $0.00 $981.88 $150,000.00
Feb, 2024 3 $981.88 $0.00 $981.88 $150,000.00
Mar, 2024 4 $981.88 $0.00 $981.88 $150,000.00
Apr, 2024 5 $981.88 $0.00 $981.88 $150,000.00
May, 2024 6 $981.88 $0.00 $981.88 $150,000.00
Jun, 2024 7 $981.88 $0.00 $981.88 $150,000.00
Jul, 2024 8 $981.88 $0.00 $981.88 $150,000.00
Aug, 2024 9 $981.88 $0.00 $981.88 $150,000.00
Sep, 2024 10 $981.88 $0.00 $981.88 $150,000.00
Oct, 2024 11 $981.88 $0.00 $981.88 $150,000.00
Nov, 2024 12 $981.88 $0.00 $981.88 $150,000.00
Dec, 2024 13 $981.88 $0.00 $981.88 $150,000.00
Jan, 2025 14 $981.88 $0.00 $981.88 $150,000.00
Feb, 2025 15 $981.88 $0.00 $981.88 $150,000.00
Mar, 2025 16 $981.88 $0.00 $981.88 $150,000.00
Apr, 2025 17 $981.88 $0.00 $981.88 $150,000.00
May, 2025 18 $981.88 $0.00 $981.88 $150,000.00
Jun, 2025 19 $981.88 $0.00 $981.88 $150,000.00
Jul, 2025 20 $981.88 $0.00 $981.88 $150,000.00
Aug, 2025 21 $981.88 $0.00 $981.88 $150,000.00
Sep, 2025 22 $981.88 $0.00 $981.88 $150,000.00
Oct, 2025 23 $981.88 $0.00 $981.88 $150,000.00
Nov, 2025 24 $981.88 $0.00 $981.88 $150,000.00
Dec, 2025 25 $981.88 $0.00 $981.88 $150,000.00
Jan, 2026 26 $981.88 $0.00 $981.88 $150,000.00
Feb, 2026 27 $981.88 $0.00 $981.88 $150,000.00
Mar, 2026 28 $981.88 $0.00 $981.88 $150,000.00
Apr, 2026 29 $981.88 $0.00 $981.88 $150,000.00
May, 2026 30 $981.88 $0.00 $981.88 $150,000.00
Jun, 2026 31 $981.88 $0.00 $981.88 $150,000.00
Jul, 2026 32 $981.88 $0.00 $981.88 $150,000.00
Aug, 2026 33 $981.88 $0.00 $981.88 $150,000.00
Sep, 2026 34 $981.88 $0.00 $981.88 $150,000.00
Oct, 2026 35 $981.88 $0.00 $981.88 $150,000.00
Nov, 2026 36 $981.88 $0.00 $981.88 $150,000.00
Dec, 2026 37 $981.88 $0.00 $981.88 $150,000.00
Jan, 2027 38 $981.88 $0.00 $981.88 $150,000.00
Feb, 2027 39 $981.88 $0.00 $981.88 $150,000.00
Mar, 2027 40 $981.88 $0.00 $981.88 $150,000.00
Apr, 2027 41 $981.88 $0.00 $981.88 $150,000.00
May, 2027 42 $981.88 $0.00 $981.88 $150,000.00
Jun, 2027 43 $981.88 $0.00 $981.88 $150,000.00
Jul, 2027 44 $981.88 $0.00 $981.88 $150,000.00
Aug, 2027 45 $981.88 $0.00 $981.88 $150,000.00
Sep, 2027 46 $981.88 $0.00 $981.88 $150,000.00
Oct, 2027 47 $981.88 $0.00 $981.88 $150,000.00
Nov, 2027 48 $981.88 $0.00 $981.88 $150,000.00
Dec, 2027 49 $981.88 $0.00 $981.88 $150,000.00
Jan, 2028 50 $981.88 $0.00 $981.88 $150,000.00
Feb, 2028 51 $981.88 $0.00 $981.88 $150,000.00
Mar, 2028 52 $981.88 $0.00 $981.88 $150,000.00
Apr, 2028 53 $981.88 $0.00 $981.88 $150,000.00
May, 2028 54 $981.88 $0.00 $981.88 $150,000.00
Jun, 2028 55 $981.88 $0.00 $981.88 $150,000.00
Jul, 2028 56 $981.88 $0.00 $981.88 $150,000.00
Aug, 2028 57 $981.88 $0.00 $981.88 $150,000.00
Sep, 2028 58 $981.88 $0.00 $981.88 $150,000.00
Oct, 2028 59 $981.88 $0.00 $981.88 $150,000.00
Nov, 2028 60 $981.88 $0.00 $981.88 $150,000.00
Dec, 2028 61 $981.88 $439.07 $1,420.95 $149,560.93
Jan, 2029 62 $979.00 $441.95 $1,420.95 $149,118.98
Feb, 2029 63 $976.11 $444.84 $1,420.95 $148,674.14
Mar, 2029 64 $973.20 $447.75 $1,420.95 $148,226.39
Apr, 2029 65 $970.27 $450.68 $1,420.95 $147,775.71
May, 2029 66 $967.32 $453.63 $1,420.95 $147,322.08
Jun, 2029 67 $964.35 $456.60 $1,420.95 $146,865.48
Jul, 2029 68 $961.36 $459.59 $1,420.95 $146,405.89
Aug, 2029 69 $958.35 $462.60 $1,420.95 $145,943.29
Sep, 2029 70 $955.32 $465.63 $1,420.95 $145,477.66
Oct, 2029 71 $952.27 $468.68 $1,420.95 $145,008.98
Nov, 2029 72 $949.20 $471.75 $1,420.95 $144,537.23
Dec, 2029 73 $946.12 $474.83 $1,420.95 $144,062.40
Jan, 2030 74 $943.01 $477.94 $1,420.95 $143,584.46
Feb, 2030 75 $939.88 $481.07 $1,420.95 $143,103.39
Mar, 2030 76 $936.73 $484.22 $1,420.95 $142,619.17
Apr, 2030 77 $933.56 $487.39 $1,420.95 $142,131.78
May, 2030 78 $930.37 $490.58 $1,420.95 $141,641.20
Jun, 2030 79 $927.16 $493.79 $1,420.95 $141,147.41
Jul, 2030 80 $923.93 $497.02 $1,420.95 $140,650.39
Aug, 2030 81 $920.67 $500.28 $1,420.95 $140,150.11
Sep, 2030 82 $917.40 $503.55 $1,420.95 $139,646.56
Oct, 2030 83 $914.10 $506.85 $1,420.95 $139,139.71
Nov, 2030 84 $910.79 $510.16 $1,420.95 $138,629.55
Dec, 2030 85 $907.45 $513.50 $1,420.95 $138,116.05
Jan, 2031 86 $904.08 $516.87 $1,420.95 $137,599.18
Feb, 2031 87 $900.70 $520.25 $1,420.95 $137,078.93
Mar, 2031 88 $897.30 $523.65 $1,420.95 $136,555.28
Apr, 2031 89 $893.87 $527.08 $1,420.95 $136,028.20
May, 2031 90 $890.42 $530.53 $1,420.95 $135,497.67
Jun, 2031 91 $886.95 $534.00 $1,420.95 $134,963.67
Jul, 2031 92 $883.45 $537.50 $1,420.95 $134,426.17
Aug, 2031 93 $879.93 $541.02 $1,420.95 $133,885.15
Sep, 2031 94 $876.39 $544.56 $1,420.95 $133,340.59
Oct, 2031 95 $872.83 $548.12 $1,420.95 $132,792.47
Nov, 2031 96 $869.24 $551.71 $1,420.95 $132,240.76
Dec, 2031 97 $865.63 $555.32 $1,420.95 $131,685.44
Jan, 2032 98 $861.99 $558.96 $1,420.95 $131,126.48
Feb, 2032 99 $858.33 $562.62 $1,420.95 $130,563.86
Mar, 2032 100 $854.65 $566.30 $1,420.95 $129,997.56
Apr, 2032 101 $850.94 $570.01 $1,420.95 $129,427.55
May, 2032 102 $847.21 $573.74 $1,420.95 $128,853.81
Jun, 2032 103 $843.46 $577.49 $1,420.95 $128,276.32
Jul, 2032 104 $839.68 $581.27 $1,420.95 $127,695.05
Aug, 2032 105 $835.87 $585.08 $1,420.95 $127,109.97
Sep, 2032 106 $832.04 $588.91 $1,420.95 $126,521.06
Oct, 2032 107 $828.19 $592.76 $1,420.95 $125,928.30
Nov, 2032 108 $824.31 $596.64 $1,420.95 $125,331.66
Dec, 2032 109 $820.40 $600.55 $1,420.95 $124,731.11
Jan, 2033 110 $816.47 $604.48 $1,420.95 $124,126.63
Feb, 2033 111 $812.51 $608.44 $1,420.95 $123,518.19
Mar, 2033 112 $808.53 $612.42 $1,420.95 $122,905.77
Apr, 2033 113 $804.52 $616.43 $1,420.95 $122,289.34
May, 2033 114 $800.49 $620.46 $1,420.95 $121,668.88
Jun, 2033 115 $796.42 $624.53 $1,420.95 $121,044.35
Jul, 2033 116 $792.34 $628.61 $1,420.95 $120,415.74
Aug, 2033 117 $788.22 $632.73 $1,420.95 $119,783.01
Sep, 2033 118 $784.08 $636.87 $1,420.95 $119,146.14
Oct, 2033 119 $779.91 $641.04 $1,420.95 $118,505.10
Nov, 2033 120 $775.71 $645.24 $1,420.95 $117,859.86
Dec, 2033 121 $771.49 $649.46 $1,420.95 $117,210.40
Jan, 2034 122 $767.24 $653.71 $1,420.95 $116,556.69
Feb, 2034 123 $762.96 $657.99 $1,420.95 $115,898.70
Mar, 2034 124 $758.65 $662.30 $1,420.95 $115,236.40
Apr, 2034 125 $754.32 $666.63 $1,420.95 $114,569.77
May, 2034 126 $749.95 $671.00 $1,420.95 $113,898.77
Jun, 2034 127 $745.56 $675.39 $1,420.95 $113,223.38
Jul, 2034 128 $741.14 $679.81 $1,420.95 $112,543.57
Aug, 2034 129 $736.69 $684.26 $1,420.95 $111,859.31
Sep, 2034 130 $732.21 $688.74 $1,420.95 $111,170.57
Oct, 2034 131 $727.70 $693.25 $1,420.95 $110,477.32
Nov, 2034 132 $723.17 $697.78 $1,420.95 $109,779.54
Dec, 2034 133 $718.60 $702.35 $1,420.95 $109,077.19
Jan, 2035 134 $714.00 $706.95 $1,420.95 $108,370.24
Feb, 2035 135 $709.37 $711.58 $1,420.95 $107,658.66
Mar, 2035 136 $704.72 $716.23 $1,420.95 $106,942.43
Apr, 2035 137 $700.03 $720.92 $1,420.95 $106,221.51
May, 2035 138 $695.31 $725.64 $1,420.95 $105,495.87
Jun, 2035 139 $690.56 $730.39 $1,420.95 $104,765.48
Jul, 2035 140 $685.78 $735.17 $1,420.95 $104,030.31
Aug, 2035 141 $680.97 $739.98 $1,420.95 $103,290.33
Sep, 2035 142 $676.12 $744.83 $1,420.95 $102,545.50
Oct, 2035 143 $671.25 $749.70 $1,420.95 $101,795.80
Nov, 2035 144 $666.34 $754.61 $1,420.95 $101,041.19
Dec, 2035 145 $661.40 $759.55 $1,420.95 $100,281.64
Jan, 2036 146 $656.43 $764.52 $1,420.95 $99,517.12
Feb, 2036 147 $651.42 $769.53 $1,420.95 $98,747.59
Mar, 2036 148 $646.39 $774.56 $1,420.95 $97,973.03
Apr, 2036 149 $641.32 $779.63 $1,420.95 $97,193.40
May, 2036 150 $636.21 $784.74 $1,420.95 $96,408.66
Jun, 2036 151 $631.08 $789.87 $1,420.95 $95,618.79
Jul, 2036 152 $625.90 $795.05 $1,420.95 $94,823.74
Aug, 2036 153 $620.70 $800.25 $1,420.95 $94,023.49
Sep, 2036 154 $615.46 $805.49 $1,420.95 $93,218.00
Oct, 2036 155 $610.19 $810.76 $1,420.95 $92,407.24
Nov, 2036 156 $604.88 $816.07 $1,420.95 $91,591.17
Dec, 2036 157 $599.54 $821.41 $1,420.95 $90,769.76
Jan, 2037 158 $594.16 $826.79 $1,420.95 $89,942.97
Feb, 2037 159 $588.75 $832.20 $1,420.95 $89,110.77
Mar, 2037 160 $583.30 $837.65 $1,420.95 $88,273.12
Apr, 2037 161 $577.82 $843.13 $1,420.95 $87,429.99
May, 2037 162 $572.30 $848.65 $1,420.95 $86,581.34
Jun, 2037 163 $566.75 $854.20 $1,420.95 $85,727.14
Jul, 2037 164 $561.16 $859.79 $1,420.95 $84,867.35
Aug, 2037 165 $555.53 $865.42 $1,420.95 $84,001.93
Sep, 2037 166 $549.86 $871.09 $1,420.95 $83,130.84
Oct, 2037 167 $544.16 $876.79 $1,420.95 $82,254.05
Nov, 2037 168 $538.42 $882.53 $1,420.95 $81,371.52
Dec, 2037 169 $532.64 $888.31 $1,420.95 $80,483.21
Jan, 2038 170 $526.83 $894.12 $1,420.95 $79,589.09
Feb, 2038 171 $520.98 $899.97 $1,420.95 $78,689.12
Mar, 2038 172 $515.09 $905.86 $1,420.95 $77,783.26
Apr, 2038 173 $509.16 $911.79 $1,420.95 $76,871.47
May, 2038 174 $503.19 $917.76 $1,420.95 $75,953.71
Jun, 2038 175 $497.18 $923.77 $1,420.95 $75,029.94
Jul, 2038 176 $491.13 $929.82 $1,420.95 $74,100.12
Aug, 2038 177 $485.05 $935.90 $1,420.95 $73,164.22
Sep, 2038 178 $478.92 $942.03 $1,420.95 $72,222.19
Oct, 2038 179 $472.75 $948.20 $1,420.95 $71,273.99
Nov, 2038 180 $466.55 $954.40 $1,420.95 $70,319.59
Dec, 2038 181 $460.30 $960.65 $1,420.95 $69,358.94
Jan, 2039 182 $454.01 $966.94 $1,420.95 $68,392.00
Feb, 2039 183 $447.68 $973.27 $1,420.95 $67,418.73
Mar, 2039 184 $441.31 $979.64 $1,420.95 $66,439.09
Apr, 2039 185 $434.90 $986.05 $1,420.95 $65,453.04
May, 2039 186 $428.44 $992.51 $1,420.95 $64,460.53
Jun, 2039 187 $421.95 $999.00 $1,420.95 $63,461.53
Jul, 2039 188 $415.41 $1,005.54 $1,420.95 $62,455.99
Aug, 2039 189 $408.83 $1,012.12 $1,420.95 $61,443.87
Sep, 2039 190 $402.20 $1,018.75 $1,420.95 $60,425.12
Oct, 2039 191 $395.53 $1,025.42 $1,420.95 $59,399.70
Nov, 2039 192 $388.82 $1,032.13 $1,420.95 $58,367.57
Dec, 2039 193 $382.06 $1,038.89 $1,420.95 $57,328.68
Jan, 2040 194 $375.26 $1,045.69 $1,420.95 $56,282.99
Feb, 2040 195 $368.42 $1,052.53 $1,420.95 $55,230.46
Mar, 2040 196 $361.53 $1,059.42 $1,420.95 $54,171.04
Apr, 2040 197 $354.59 $1,066.36 $1,420.95 $53,104.68
May, 2040 198 $347.61 $1,073.34 $1,420.95 $52,031.34
Jun, 2040 199 $340.59 $1,080.36 $1,420.95 $50,950.98
Jul, 2040 200 $333.52 $1,087.43 $1,420.95 $49,863.55
Aug, 2040 201 $326.40 $1,094.55 $1,420.95 $48,769.00
Sep, 2040 202 $319.23 $1,101.72 $1,420.95 $47,667.28
Oct, 2040 203 $312.02 $1,108.93 $1,420.95 $46,558.35
Nov, 2040 204 $304.76 $1,116.19 $1,420.95 $45,442.16
Dec, 2040 205 $297.46 $1,123.49 $1,420.95 $44,318.67
Jan, 2041 206 $290.10 $1,130.85 $1,420.95 $43,187.82
Feb, 2041 207 $282.70 $1,138.25 $1,420.95 $42,049.57
Mar, 2041 208 $275.25 $1,145.70 $1,420.95 $40,903.87
Apr, 2041 209 $267.75 $1,153.20 $1,420.95 $39,750.67
May, 2041 210 $260.20 $1,160.75 $1,420.95 $38,589.92
Jun, 2041 211 $252.60 $1,168.35 $1,420.95 $37,421.57
Jul, 2041 212 $244.96 $1,175.99 $1,420.95 $36,245.58
Aug, 2041 213 $237.26 $1,183.69 $1,420.95 $35,061.89
Sep, 2041 214 $229.51 $1,191.44 $1,420.95 $33,870.45
Oct, 2041 215 $221.71 $1,199.24 $1,420.95 $32,671.21
Nov, 2041 216 $213.86 $1,207.09 $1,420.95 $31,464.12
Dec, 2041 217 $205.96 $1,214.99 $1,420.95 $30,249.13
Jan, 2042 218 $198.01 $1,222.94 $1,420.95 $29,026.19
Feb, 2042 219 $190.00 $1,230.95 $1,420.95 $27,795.24
Mar, 2042 220 $181.94 $1,239.01 $1,420.95 $26,556.23
Apr, 2042 221 $173.83 $1,247.12 $1,420.95 $25,309.11
May, 2042 222 $165.67 $1,255.28 $1,420.95 $24,053.83
Jun, 2042 223 $157.45 $1,263.50 $1,420.95 $22,790.33
Jul, 2042 224 $149.18 $1,271.77 $1,420.95 $21,518.56
Aug, 2042 225 $140.86 $1,280.09 $1,420.95 $20,238.47
Sep, 2042 226 $132.48 $1,288.47 $1,420.95 $18,950.00
Oct, 2042 227 $124.04 $1,296.91 $1,420.95 $17,653.09
Nov, 2042 228 $115.55 $1,305.40 $1,420.95 $16,347.69
Dec, 2042 229 $107.01 $1,313.94 $1,420.95 $15,033.75
Jan, 2043 230 $98.41 $1,322.54 $1,420.95 $13,711.21
Feb, 2043 231 $89.75 $1,331.20 $1,420.95 $12,380.01
Mar, 2043 232 $81.04 $1,339.91 $1,420.95 $11,040.10
Apr, 2043 233 $72.27 $1,348.68 $1,420.95 $9,691.42
May, 2043 234 $63.44 $1,357.51 $1,420.95 $8,333.91
Jun, 2043 235 $54.55 $1,366.40 $1,420.95 $6,967.51
Jul, 2043 236 $45.61 $1,375.34 $1,420.95 $5,592.17
Aug, 2043 237 $36.61 $1,384.34 $1,420.95 $4,207.83
Sep, 2043 238 $27.54 $1,393.41 $1,420.95 $2,814.42
Oct, 2043 239 $18.42 $1,402.53 $1,420.95 $1,411.89
Nov, 2043 240 $9.24 $1,411.89 $1,421.13 $0.00

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